- An eruption! No, we’re not referring to the range of a mother-in-law, we’re talking about an actual eruption- a volcanic eruption! Now for us in Connecticut, I think it’s pretty safe to say that we’re not really threatened by this, but those folks on the west coast, especially Washington and Oregon, could (again, hopefully not though) fall victim to lava or ash from volcanos. Luckily for them, these eruptions are covered by their homeowners policy. Remember though, this is a big expection to the rule though, because other natural events like floods or earthquakes, require extra coverage.
- Is that a mouse in your car’s vents? Yes, I know you’ve heard these stories, but yes, if you have a little rodent that’s making their home in your vehicle’s internal structure and deciding to nimble on wires, then the cost to fix this issue will be covered on your car’s insurance policy. The specific clause that covers you in a situation such as this is known as an ‘other than collision.’
- The sky is falling! Alright, we’re not referring to armegedon, because if that’s the case, then you’re on your own! But meterites on the other hand, are in fact covered by your CT insurance. They qualify under a ‘falling object’ and are usually covered by standard policies. In fact, if you were injured from the falling object, then your health insurance would kick in as well!
- One word- Roit Again, it’s more than likely not going to happen (in fact, that’s the whole point of today and tomorrow’s blogs), but you never know when a peaceful protest could turn violent. God forbid you live in a city whose team just won (or lost) the big game, we’ve seen that waaay too many times. But anyway, if your home or automobile are damaged from rioting, then the costs to fix or replace will be covered by your CT insurance policy.
We hope you have a great weekend, and come back Monday when we’ll finish the list!