If your home insurance policy is due within the near future, then now is the perfect time to give it a look over and see what you can do about it to make some changes that could save you hundreds of dollars. Your best bet is to give one of us at Paradiso Insurance a call for a sit down to review your new policy and see where you can save the most money possible without sacrificing coverage.
More than likely, from this meeting you’ll end up either saving money or improving your policy’s coverage. The main thing you need to understand is that the main cause of changes to your policy will more than likely come from actual changes you’ve done to your home or property. If you’ve recently gotten a dog, make sure you inform your agent if it’s a breed that’s known for aggression, like a pitbull or rottweiler. Dogs like those pose more liability to you as a homeowner, so that needs to be represented in your coverage. Do any home improvements over the last year?
Did you redo your kitchen or another section of your home that will make it sturdier or safer all around? Or what about a security system? These are great examples of home improvements that will definitely help you out with your CT homeowners insurance policy. But remember to make sure you have the right replacement costs and coverage for your new home’s features.
And here’s something that’s great and not too many people know about. You know how awful dealing with cell phone problems can be, especially if you have your carrier’s policy. But instead of this, why not have all of your gadgets- cell phones, tablets, computers, etc. under one policy with a small fee attached to your home policy. Best of both worlds!