EPLI (Employment Practice Liability Insurance)– A growing product on the insurance markets is employment practices liability insurance (EPL), a type of policy that business owners can buy to protect their organizations against employee suits for rights protected under acts above
EPLI covers business employers from many threats such as the following:
- Discrimination Claims-
Race Sexual Orientation Color Marital Status Creed Sex National Origin Religion Gender Age Military Service Disalibity Pregnancy Handicap - Wrongful Termination– EPLI policies cover claims by former employees alleging that he or she was wrongfully terminated.
- Sexual Harassment– Even the smallest of jokes, innuendos or harmless comments could ultimately be taken the wrong way, leaving you with a legal mess on your hands.
- Whistle blower Claims-A whistle blower (whistle-blower or whistle blower) is a person who tells the public or someone in authority about alleged dishonest or illegal activities (misconduct) occurring in a government department, a public or private organization, or a company.
- Wage & Hour Claims
- Other Employment-Related Claims: Other additional causes of action which are alleged in employment litigation, such as libel, slander, or other defamation, invasion of privacy, mental anguish, infliction of emotional distress, loss of consortium, assault, battery, breach of contract, negligent hiring, supervision, promotion or retention in connection with any other employment-related claim, can often be covered.
Here at Paradiso Insurance, we find it important to educate our business owners about the new threats our litigious society poses. Many of times, business owners confuse BOP and general liability insurance policies which can’t cover the same threats as EPLI coverage. As your independent insurance agency, the staff at Paradiso Insurance is ready to sit down and go through your options and coverage with you.