It’s almost 80 degrees outside today. And I know everyone reading this right now is probably stuck in a class or office and would like nothing more than to be outside enjoying the beautiful day.  Boating was a topic of a previous blog of this gorgeous week, as well as motorcycles.  Today we are going to tackle probably the most popular mode of transportation… automobiles, namely convertibles.

How awesome are convertibles? These fast, sporty machines allow you to cruise through the streets of America on a beautiful spring day with nothing but Mother Nature as your roof. Really the only drawback of convertibles is their CT auto insurance special cases.  Since there’s no structural coverage that can serve as a protective roof, these vehicles can be a little dangerous.

Have no fear though! There are many convertibles that have received outstanding safety ratings from the Insurance Institute for Highway Safety.  These are the institute’s top picks:

Top Safety Pick: Saab 9-3 
Front seat-mounted combination head and torso airbags
Front and side: 2004-2007 models; rear: 2006-2207 models

Top Safety Pick: Volvo C70
Front door-mounted head curtain and front seat-mounted torso airbags
Front, side and rear: 2006-2007

Volkswagen EOS
Front seat-mounted combination head and torso airbags
Front, side and rear: 2007 models

Toyota Camry Solara
Optional front seat-mounted combination head and torso airbags
Front, side and rear: 2004-2007 models

Ford Mustang
Has front seat-mounted combination head and torso airbags
Front: 2007 models (made after May, 2007); side: 2007 models (made after January, 2007); rear: 2005-2007 models

BMW 3 Series
With front seat-mounted combination head and torso airbags
Front and rear: 2007 models; side: 2007 models (made after April, 2007)

Audi A4 Cabriolet
With front seat-mounted combination head and torso airbags
Front: 2007 models; side and rear: 2003-2007 models

So if you decide to purchase a new convertible this season, make sure to stop down to Paradiso Insurance for a policy today!

Courtesy of CBS News